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Five West Financial
About Five West

Built to fund what’s next.

With over a decade of experience across nearly every industry, we move quickly and efficiently on new requests, and every client works with one experienced professional who manages the deal from application to funding.

Whether you’re acquiring equipment for your own company or you’re a vendor looking for a financing program that helps your customers buy what you sell, Five West delivers fast, straightforward access to capital. We lay out smart, clear options side by side so you can make the right financing choice for your business.

Read what our clients say about working with us.

Our story

Why Five West exists.

Five West was founded by a team of finance executives who were tired of watching all the attention go to Wall Street instead of what really matters in America: Main Street, where the small business owners who drive this country forward do their work. While the big banks and financial institutions rolled out the red carpet for their largest accounts, everyone else was left dramatically underserved — and deserved the same attention to detail and level of service.

A note from our founder

Small business is not a corner of the American economy... It is the American economy. It is the shop that opens before sunrise, the truck that runs through the night, the practice that knows its patients by name. For too long, the people doing that work have been asked to wait at the back of the line for capital. We founded Five West because we believe they belong at the front.

Our promise is simple: when Main Street calls, we answer. Every business we serve gets the attention, the urgency, and the respect the biggest accounts in the country take for granted. That is the standard we hold every deal to and one we will never lower.

Michael, Founder & Managing Partner of Five West Financial Michael
Founder & Managing Partner

Five values. It’s in the name.

01

Speed

Answers in hours, not weeks, with approvals in as little as 30 minutes.

02

Transparency

Estimates that say they’re estimates, and real terms side by side before you commit.

03

Flexibility

Nearly every industry and the full credit spectrum, from strong A credit through second chance.

04

Partnership

One point of contact who knows your file and answers the phone, from app to funding.

05

Integrity

No obligation, no pressure, and no surprises. We do what we say we’ll do.

How we work

Three steps from application to funded.

1

Tell us what you need

One short application gets things moving — no obligation, and it starts with a soft credit inquiry that won’t touch your score. Expect to hear from us within 1–2 business hours.

2

Meet your advisor

You’re matched with one experienced funding professional who understands your industry, takes the time to understand your business, and lays your real options out side by side.

3

Compare, sign, fund

Pick the structure that fits, sign electronically, and put the capital to work — funding can land in as little as 24–48 hours. Your advisor stays your point of contact after the wire hits.