Equipment financing, made simple support@fivewestfinancial.com
Five West Financial
← Back to site
Apply

Credit application.

Soft credit inquiry only — applying does not affect your credit score  ·  Expect to hear back within 1–2 business hours  ·  Mon–Fri, 7:00 AM – 5:00 PM MST

Your progress was saved, so nothing was lost. Please re-enter the Social Security numbers — those are never stored.
Step 1 of 6 · Business information
Section 1
Business information
A startup file is underwritten on these documents, so tell us where yours stand.

Tick one of these to continue.

Section 2
Ownership

Tell us about the owner(s) or personal guarantor(s). Ownership percentages must add up to 100%. If one owner holds less than 100%, add the other owners below (up to three total).
Your best estimate is fine. We review credit with a soft inquiry, which does not affect your score.
In most cases at this credit profile, our team will request 3 months of business bank statements.

Sending them up front gives you the highest odds of approval and the best terms we can put together. Email them to support@fivewestfinancial.com during or after submitting this application.

An approval at this credit tier needs at least two of these. Check everything that applies.

Email these to support@fivewestfinancial.com

Use the subject line Financials for your legal business name.

  • 2 years of business tax returns (if applicable)
  • 2 years of personal tax returns
  • 3 months of business bank statements
  • Last month’s business savings account statement (if applicable)
Co-signer details
Total ownership 0% Enter each owner's percentage.
Owner / Guarantor 1
%
Owner / Guarantor 2
%
Owner / Guarantor 3
%
Section 3
Equipment

Tell us what you are financing. If you have not chosen a specific unit yet, give us the vendor you are working with and your best description of the equipment.
Section 4
Terms
Percentage of the purchase price you plan to put down.

$1 Buyout Finance Agreement

Every payment goes toward owning the machine. At the end of the term you pay one dollar and it is yours outright. Payments run higher than a lease, but nothing is left to negotiate at the end.

Makes most sense for equipment you will run for its full working life and that holds its value: medical and dental imaging, CBCT and operatory build-outs, excavators, dozers and skid steers, trucks and trailers, CNC machines and press brakes, commercial kitchen lines, tractors and harvesters.

Equipment Lease Agreement (FMV)

You pay for the use of the equipment, not the whole machine, so the payment is lower. At the end you hand it back, renew, or buy it for what it is worth then — the choice is yours, and none of it is forced.

Makes most sense for equipment a newer model meaningfully improves on, or when the lowest monthly payment matters more than owning it at the end: IT and server hardware, point-of-sale and kiosk systems, copiers and production printing, phone and network systems.

Still unsure? Leave this on Not sure? and we will walk you through both when we call. It does not hold up your application.

Section 5
Additional information

Optional but highly recommended. Include anything you want us to know that the fields above did not cover including context on the business, the deal, a past credit event, timing, or anything else that helps us position your file.
Section 6
Authorization & signature
By signing below, the undersigned individual(s), who is either a principal of the credit applicant or a personal guarantor of its obligations, provides written instruction and authority to Five West Financial or its Designee as well as and in addition to any assignee or potential assignee thereof authorizing review of his/her personal credit profile from a national credit bureau. Such authorization shall extend to obtaining a credit profile in considering this application and subsequently for the purpose of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account. A photo static or facsimile copy of this authorization shall be valid as the original.
Admin mode · validation off

Submitting this application is free and does not obligate you to accept any offer. Prefer paper? Download the PDF application and email it to support@fivewestfinancial.com with the subject line “New Application - Your Business Name”.

Your application has been submitted.

Thank you — we've received your application and we will be in touch soon, usually within 1–2 business hours (Mon–Fri, 7:00 AM – 5:00 PM MST).

Two things that keep your file moving:
  • Please unfreeze your credit. If you have a freeze or lock in place at Experian or Equifax, lift it now. We cannot complete the credit review in step 1 while your file is frozen, and that is the most common reason an application stalls.
  • Sending financials? Email bank statements, tax returns, or anything else you would like considered to support@fivewestfinancial.com and we will add them to your application.

Application process overview

1
Application review
We review both personal and business credit via soft inquiry and reach out if anything else is needed.
2
Approval options
We secure approval options for you to compare.
3
Documents & deposit funding
Documents are sent out for signature. We release deposit funding to the vendor if required for equipment once documents are signed.
4
Delivery confirmation & final funding
Final funding is released after delivery confirmation and verbal authorization from the signor.
Back to home →