What kind of equipment?
Different equipment runs through different programs. This points us at the right ones. No credit pull, nothing typed.
What are you putting on the road?
Over-the-road trucks run through a different program than day cabs, vocational trucks and trailers, with its own guidelines. This points us at the right one.
New or used? And who is selling it?
Used and private-party purchases are fine. They just route a little differently.
Tell us about the equipment you own.
A leaseback advances against what the equipment is worth today, so these three answers set the size of the deal.
Tell us about the truck itself.
Over-the-road programs cap the model year and the odometer, and those two caps decide whether there is a deal before anything else does.
Roughly how much are you financing?
A ballpark is fine. You can move it later on the terms screen.
Where does your personal credit sit?
A range is fine. We only run a soft pull, and only once you apply.
How long has the business been operating?
Lenders read history closely. It changes which programs open.
How many trucks do you own right now?
Power units already on the road, titled to you or to the business. Over-the-road programs read this closely: one of them will not open without a truck already running, and one of them needs three.
Has the business borrowed before?
Prior financing, paid as agreed, is one of the quietest, strongest signals in a file.
Roughly what is your annual revenue?
Revenue sets how much a program will support.
How much working capital does the business have on hand?
Cash you could put toward a down payment.
Building your terms.
Matching your profile against our programs. This takes a moment.
Keep tapping to skip ahead to your terms.
Now make it fit.
The levers you control. Tap and watch the payment move.
What would you like to change?
Pick a section. Change it, hit Save, and we rebuild your terms.