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Five West Financial
Industries · Commercial

Commercial truck financing.

From a first truck to a growing fleet, we finance the tractors, trailers, and vocational trucks that keep freight moving — for owner-operators and fleets alike, across the credit spectrum.

$5K–$5M+
Funded per deal
84 mo
Max terms on qualifying deals
1–2 hrs
Typical response time
A → 2nd chance
Full credit spectrum
What we finance

Commercial Trucking equipment we fund.

Class 8 sleepers & day cabs
Dry van, reefer & flatbed trailers
Box trucks & straight trucks
Dump trucks
Tow trucks & wreckers
Vocational & utility trucks
Yard trucks & spotters
Fleet expansion
The kind of deal we fund
$120,000

Used Class 8 sleeper plus dry van trailer for an owner-operator, financed as one deal.

Representative example for illustration only — not an actual transaction, offer, or commitment to finance.

Common questions

Answers before you apply.

Do you work with owner-operators and first-time buyers?

Yes. Owner-operators and first-time buyers are considered, across the full credit spectrum.

Can I buy a truck from a private seller?

Yes. Private-party purchases are welcome, along with dealer and auction buys.

Can I finance the truck and trailer together?

Yes. Tractor and trailer can be combined into a single application and payment.

Unsure about your options?

Schedule a free call with one of our funding experts. We’ll talk through your deal, answer your questions, and lay out exactly what fits — no obligation, no pressure.

Book a call